.page-disclaimer {
  --legal-border-color: rgba(248, 244, 236, 0.14);
  --legal-gold-line: rgba(201, 168, 76, 0.4);
  --legal-card-bg: rgba(17, 38, 79, 0.5);
  background:
    radial-gradient(circle at 88% 6%, rgba(201, 168, 76, 0.12), transparent 30%),
    linear-gradient(145deg, #0B1B3A 0%, #08132B 48%, #0B1B3A 100%);
  color: #F8F4EC;
  min-height: 100vh;
  overflow-x: hidden;
}

.page-disclaimer a:focus-visible {
  outline: 3px solid var(--coral);
  outline-offset: 2px;
}

.page-disclaimer .legal-crumb {
  padding-top: 32px;
  font-family: var(--font-body);
  font-size: 0.92rem;
  letter-spacing: 0.04em;
  color: rgba(248, 244, 236, 0.72);
}

.page-disclaimer .legal-crumb a {
  color: rgba(248, 244, 236, 0.78);
  text-decoration: none;
  transition: color 0.3s ease;
}

.page-disclaimer .legal-crumb a:hover {
  color: var(--gold);
}

.page-disclaimer .crumb-sep {
  margin: 0 10px;
  color: var(--coral);
}

.page-disclaimer .legal-crumb span[aria-current="page"] {
  color: var(--gold);
}

.page-disclaimer .disclaimer-hero {
  padding: 56px 0 8px;
}

.page-disclaimer .hero-copy {
  margin-bottom: 42px;
}

.page-disclaimer .hero-eyebrow {
  display: flex;
  align-items: center;
  gap: 12px;
  margin: 0 0 14px;
  font-family: var(--font-display);
  font-size: 0.82rem;
  letter-spacing: 0.38em;
  text-transform: uppercase;
  color: var(--coral);
}

.page-disclaimer .hero-eyebrow::before {
  content: "";
  width: 44px;
  height: 3px;
  background: var(--gold);
  flex: 0 0 auto;
}

.page-disclaimer .disclaimer-hero h1 {
  margin: 0 0 18px;
  font-family: var(--font-display);
  font-size: clamp(2.4rem, 5vw, 4.2rem);
  line-height: 1.05;
  letter-spacing: 0.01em;
  background: linear-gradient(105deg, var(--gold-light), var(--gold) 60%, var(--gold-dark));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  -webkit-text-fill-color: transparent;
  filter: drop-shadow(0 6px 22px rgba(201, 168, 76, 0.26));
}

.page-disclaimer .hero-lead {
  margin: 0;
  max-width: 760px;
  font-family: var(--font-body);
  font-size: clamp(1rem, 2vw, 1.18rem);
  line-height: 1.8;
  color: rgba(248, 244, 236, 0.82);
}

.page-disclaimer .hero-figure {
  margin: 0;
  border: 3px solid var(--gold);
  background: var(--deep-2);
  box-shadow: 10px 10px 0 rgba(201, 168, 76, 0.18);
}

.page-disclaimer .hero-figure img {
  display: block;
  width: 100%;
  height: clamp(120px, 18vw, 300px);
  object-fit: cover;
}

.page-disclaimer .legal-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: 42px;
  padding: 56px 0 80px;
}

.page-disclaimer .legal-toc {
  position: static;
  align-self: start;
  padding: 26px 22px;
  background: rgba(17, 38, 79, 0.72);
  border: 3px solid rgba(201, 168, 76, 0.32);
  box-shadow: 8px 8px 0 rgba(11, 27, 58, 0.28);
}

.page-disclaimer .toc-label {
  margin: 0 0 16px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--legal-gold-line);
  font-family: var(--font-display);
  font-size: 1rem;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold);
}

.page-disclaimer .toc-list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .toc-list li {
  margin-bottom: 4px;
}

.page-disclaimer .toc-list a {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 12px 10px;
  border-left: 3px solid transparent;
  font-family: var(--font-display);
  font-size: 1.02rem;
  color: rgba(248, 244, 236, 0.88);
  text-decoration: none;
  transition: background 0.3s ease, color 0.3s ease, border-color 0.3s ease;
}

.page-disclaimer .toc-list a:hover,
.page-disclaimer .toc-list a:focus-visible {
  background: rgba(201, 168, 76, 0.12);
  border-left-color: var(--coral);
  color: var(--gold);
  outline: none;
}

.page-disclaimer .toc-index {
  font-size: 0.78em;
  color: var(--coral);
}

.page-disclaimer .toc-tip {
  margin: 16px 0 0;
  padding-top: 14px;
  border-top: 1px solid var(--legal-gold-line);
  font-size: 0.82rem;
  line-height: 1.6;
  color: rgba(248, 244, 236, 0.62);
}

.page-disclaimer .legal-body {
  min-width: 0;
}

.page-disclaimer .legal-section {
  padding: 44px 0;
  border-bottom: 1px solid var(--legal-border-color);
}

.page-disclaimer .legal-section:first-child {
  padding-top: 0;
}

.page-disclaimer .legal-section:last-child {
  border-bottom: 0;
}

.page-disclaimer .legal-section h2 {
  display: flex;
  align-items: baseline;
  gap: 14px;
  margin: 0 0 20px;
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.4vw, 2.6rem);
  font-weight: 700;
  letter-spacing: 0.02em;
  color: var(--gold);
}

.page-disclaimer .sec-num {
  min-width: 1.8em;
  font-size: 0.62em;
  line-height: 1;
  color: var(--coral);
}

.page-disclaimer .sec-intro {
  margin: 0 0 16px;
  line-height: 1.85;
  color: rgba(248, 244, 236, 0.88);
}

.page-disclaimer .sec-sub {
  margin: 0 0 12px;
  font-family: var(--font-display);
  font-size: 1.08rem;
  letter-spacing: 0.06em;
  color: rgba(248, 244, 236, 0.96);
}

.page-disclaimer .sec-tip {
  margin: 18px 0 0;
  padding: 14px 18px;
  border-left: 3px solid var(--coral);
  background: var(--legal-card-bg);
  font-size: 0.95rem;
  line-height: 1.75;
  color: rgba(248, 244, 236, 0.78);
}

.page-disclaimer .legal-list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .legal-list li {
  position: relative;
  margin-bottom: 14px;
  padding-left: 24px;
  line-height: 1.8;
  color: rgba(248, 244, 236, 0.88);
}

.page-disclaimer .legal-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.72em;
  width: 12px;
  height: 3px;
  background: var(--gold);
}

.page-disclaimer .legal-list strong {
  color: var(--gold);
  font-weight: 600;
}

.page-disclaimer .legal-link {
  color: var(--gold);
  text-decoration: underline;
  text-underline-offset: 4px;
  transition: color 0.3s ease;
}

.page-disclaimer .legal-link:hover {
  color: var(--coral);
}

.page-disclaimer .balance-figure {
  max-width: 400px;
  margin: 36px 0 0;
  padding: 14px;
  border: 3px solid rgba(201, 168, 76, 0.35);
  background: rgba(17, 38, 79, 0.45);
}

.page-disclaimer .balance-figure img {
  display: block;
  width: 100%;
  height: auto;
  border: 1px solid rgba(248, 244, 236, 0.1);
}

.page-disclaimer .balance-figure figcaption {
  margin-top: 12px;
  font-size: 0.84rem;
  line-height: 1.5;
  color: rgba(248, 244, 236, 0.58);
}

.page-disclaimer .contact-chips {
  display: grid;
  gap: 12px;
  margin: 24px 0 18px;
}

.page-disclaimer .chip-item {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 10px 16px;
  padding: 14px 16px;
  background: var(--legal-card-bg);
  border-left: 3px solid var(--gold);
}

.page-disclaimer .chip-label {
  min-width: 48px;
  font-family: var(--font-display);
  font-size: 0.82rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--coral);
}

.page-disclaimer .chip-item a {
  color: var(--ivory);
  text-decoration: none;
  border-bottom: 1px solid rgba(201, 168, 76, 0.4);
  transition: color 0.3s ease, border-color 0.3s ease;
}

.page-disclaimer .chip-item a:hover {
  color: var(--gold);
  border-color: var(--gold);
}

.page-disclaimer .chip-text {
  color: rgba(248, 244, 236, 0.9);
}

.page-disclaimer .sec-note {
  margin: 0;
  padding: 12px 16px;
  border: 1px solid rgba(201, 168, 76, 0.24);
  background: rgba(201, 168, 76, 0.1);
  font-size: 0.92rem;
  line-height: 1.7;
  color: rgba(248, 244, 236, 0.84);
}

.page-disclaimer .compare-view {
  margin-top: 32px;
  padding-top: 28px;
  border-top: 1px solid var(--legal-border-color);
}

.page-disclaimer .compare-view > h3 {
  margin: 0 0 8px;
  font-family: var(--font-display);
  font-size: 1.12rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
}

.page-disclaimer .compare-note {
  margin: 0 0 24px;
  font-size: 0.92rem;
  line-height: 1.7;
  color: rgba(248, 244, 236, 0.7);
}

.page-disclaimer .compare-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 22px;
}

.page-disclaimer .compare-card {
  padding: 26px 24px;
  background: rgba(8, 19, 43, 0.55);
}

.page-disclaimer .compare-old {
  border: 3px solid rgba(107, 122, 143, 0.6);
}

.page-disclaimer .compare-new {
  border: 3px solid var(--gold);
  background: rgba(201, 168, 76, 0.06);
  box-shadow: 8px 8px 0 rgba(201, 168, 76, 0.12);
}

.page-disclaimer .compare-card h4 {
  margin: 0 0 14px;
  font-family: var(--font-display);
  font-size: 1rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: rgba(248, 244, 236, 0.92);
}

.page-disclaimer .compare-new h4 {
  color: var(--gold);
}

.page-disclaimer .compare-card ul {
  display: grid;
  gap: 10px;
  margin: 0;
  padding-left: 18px;
}

.page-disclaimer .compare-card li {
  padding-left: 4px;
  line-height: 1.72;
  color: rgba(248, 244, 236, 0.82);
}

@media (min-width: 900px) {
  .page-disclaimer .legal-layout {
    grid-template-columns: 300px minmax(0, 1fr);
    gap: 64px;
    padding: 64px 0 88px;
  }

  .page-disclaimer .legal-toc {
    position: sticky;
    top: 28px;
  }

  .page-disclaimer .contact-chips {
    grid-template-columns: 1fr 1fr;
  }

  .page-disclaimer .chip-wide {
    grid-column: 1 / -1;
  }

  .page-disclaimer .compare-grid {
    grid-template-columns: 1fr 1fr;
  }
}